January is almost half over, did you make any financial resolutions? Here are some tips to help you stay on track with your monetary goals this year.
The first thing to do is to give yourself precise goals for each month. Create plans you can take action on. For example instead of saying “I want to save more,” set yourself a specific goal such as “add $1,000 to my savings account by the end of March.” Now that you have a clear objective, how do you obtain it?
The best and simplest way to reach your goals is to take yourself out of the equation by automating your savings and/or investments. Often times if saving isn’t automatic it will get over looked and day to day concerns get in the way of the bigger picture, as is the case with many things in life.
In addition to automating savings and investing, set up automatic bill pay. This is a simple step that will prevent late charges which can needlessly run up costs. On top of reducing late fees, making payments on time is also the best thing you can do to maintain a good credit score, or improve a bad credit score.
Schedule time each month to check your progress and make needed adjustments. Remember that setting up automatic payments and savings doesn’t mean you actually will have that money in your account at the time the money is being withdrawn. In the case that you need some extra money today, a car title loan can get you cash in your pocket, $250-$15,000, in just 15 minutes. The car title loan application starts with the simple online form, get started now with the car title loan form on the right.
For increased results take these steps to improve finances in 2012. Share your money saving tips for a chance to win $100, enter here. The most popular tip each month will earn the tipster a nice little bonus.